Glossary of Acronyms

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One of my favourite acronyms is TLA. There are a lot of meanings to this, like the following logo, or as I prefer, a TLA: Three Letter Acronym!

Logo of the Truck Loggers Association (

Since there are a lot of acronyms and initialisms in personal finance (many of which are TLAs), I have included the following list to capture many of the ones that we will use here on LLB (aka LoonieLogic Blog):

ACB – Adjusted Cost Base

CAPE – Cyclically Adjusted Price-Earnings ratio

CDIC – Canadian Deposit Insurance Corporation

CCA – Capital Cost Allowance

CCP – Canadian Couch Potato

CPP – Canadian Pension Plan

CRA – Canada Revenue Agency

ETF – Exchange Traded Fund

FI – Financial Independence

FIRE – Financial Independence, Retire Early

GIC – Guaranteed Income Certificate

GIS – Guaranteed Income Supplement

LIRA – Locked-In Retirement Account

MER – Management Expense Ratio

OAS – Old Age Security

OSC – Ontario Securities Commission

RDSP – Registered Disability Savings Plan

RESP – Registered Education Savings Plan

RRIF – Registered Retirement Income Fund

RRSP – Registered Retirement Savings Plan

S&P500 – Standard & Poor’s index of the top 500 publically traded US companies

TFSA – Tax Free Savings Account TSX – Toronto Stock Exchange